Cloned Debit Card

How are debit cards cloned?

Debit cards are cloned by criminals who use special equipment to copy the card information and use it for unauthorized payments. There are two common ways of doing this: skimming and pre-play. Skimming involves inserting or attaching a card reader to the device where the card is inserted or tapped, and recording the card data and the keypad inputs. Pre-play involves skimming the card data from a distance using NFC technology, and using it before the cardholder does